Cyber-attacks are escalating in frequency and intensity, posing a growing threat to businesses and countries’ national security. South African companies in ever-larger numbers are seeking financial protection through...
Cyber-attacks are escalating in frequency and intensity, posing a growing threat to businesses and countries’ national security. South African companies in ever-larger numbers are seeking financial protection through...
This post was inspired by recent conversations with clients who came to me for financial advice. Most of them used ‘saving’ and ‘investing’ interchangeably. After these conversations I found myself thinking about one of my favourite chapters in...
When the rand weakens to levels not seen for years, like it has over the past few months, clients/investors often start to ask whether they should send more of their hard earned investments offshore, to protect from...
The JSE All Share Index (ALSI) and Top 40 Index both traded at new highs into mid-April. This is despite being dragged down by the Resource sector. The ALSI is up a further 5,8% to the end of March and over a one year...
The local equity market had a buoyant April, in stark contrast to the gloom caused by the widespread load-shedding and xenophobic violence in the country. The JSE All Share gained 4% in April so far, for example, and...
Skilled South Africans are being overworked while companies struggle to fill a widening skills gap and retain staff, Deloitte’s 2015 Human Capital Trends Report finds. The retention of skilled staff looms as a threat...
The December 2014 BankservAfrica Private Pension Index (BPPI)
For a country with the sixth highest pension assets to GDP ratio in the world in 2012 very little is known about how much South African...
Mark Arnold, principal officer of Resolution Health Medical Scheme (Resolution Health), an open medical schemes, says the time has come for an urgent shift in focus within the country’s healthcare sector. “There is an...
South Africa has seen an explosion of boutique investment managers in the past decade, following a similar trend in developed financial markets worldwide. To further investigate this world-wide trend, emphasising the...
Proving ownership of household items when claiming from your insurer is not as easy as it may seem, says The Ombudsman for Short-Term Insurance, Dennis Jooste.
Often the insured has not drawn up a proper...
Crime rates in South Africa are expected to continue their upward climb as economic and social conditions deteriorate - a trend that is already being seen in the sharp climb in truck and car hijackings. As economic...
Water fluoridation above a certain level is linked to 30% higher than expected rates of underactive thyroid (hypothyroidism) in England, suggests research published online in the Journal of Epidemiology &...
Risk management and risk transfer must work together to make organisations resilient, as firms become more exposed to major disasters and subsequent business interruptions as a result of their increasingly complex...
Global megatrends are changing the way business and society operate, including the agricultural business sector – so called ‘agribusiness’. African agribusiness CEOs see demographic shifts, climate change and resource...
International research indicates that 60% of UK consumers buy insurance online directly through an insurance website, or through an aggregator. In fact, aggregators were listed as one of the fastest growing categories in the Financial Services...
“South African society could never function without its farming community, the ‘breadbasket’ of the nation. It is consequently of the utmost importance that the health and wellbeing of those who make the land...
Sending your children to a good school, providing healthy food, even the odd restaurant meal, and family holidays are some benefits and responsibilities of working hard. What if you lost the ability to earn that...
When turning 18 minors should not be allowed to inherit automatically, says Fairheads Benefit Services. It has made such a submission on behalf of the industry via the Institute for Retirement Funds Africa (IRFA), and...
The 7.8-magnitude earthquake in Nepal is affecting an estimated 8 million people. With an average GDP per capita of only US$692, the country is already one of the poorest countries in Asia. Up to 56% of the population is living below the $2 per...
The recent xenophobic attacks have not only caused a lot of reputational damage to our country; they have also left victims financially worse off. It is not only shop owners that suffered loss as a result of the riots...
Eskom’s decision to implement load shedding on a regular basis is having a severe impact on South African households – not least of which is the increased risk of damage to sensitive electronic items due to power...
As a result of the rapidly changing nature of the financial services landscape in South Africa, the Financial Services Board (FSB) is implementing a new system to ensure it is able to continue effectively monitoring...
The Department of Transport has introduced amendments to the National Road Traffic Regulations for goods-in-transit, which could have far-reaching consequences for the agricultural transport industry – including a...