• Sharebar
Tuesday, September 30, 2014 - 02:16
Dutch solution

I saw an article recently to do with advertising and their clients. It was relating to service delivery and the author remarked that South Africa wallowed somewhere down at the bottom of the global barrel when it...

Monday, September 29, 2014 - 02:16
Risk storms are gathering

In the last two years, three major hail storms made headlines as they ripped through Gauteng.  Each one left extensive destruction in its wake, collectively costing the insurance industry a staggering R2.5...

Friday, September 26, 2014 - 02:16
Popular strategy

Unit trusts have become the preferred investment vehicle in South Africa. There are now over one thousand unit trust funds to choose from and approximately R1.5-trillion assets invested.

Comments John...

Thursday, September 25, 2014 - 02:16
On track to “normal”

Over the past five years retired investors have weathered a storm of negative real cash interest rates and historically low bond and property yields globally. Fortunately, this environment is starting to return to “...

Wednesday, September 24, 2014 - 02:16
Buying caution

It’s no secret that vehicle theft is common in South Africa. And it is boosting the vehicle cloning business so aggressively that purchasing a used car these days is very tricky. Cloning has become a growing concern...

Tuesday, September 23, 2014 - 02:16
Positive reform

Legal and tax changes introduced this year will help ease the plight of widows and orphans who lose a breadwinner.  The changes include an amendment to the Pension Funds Act, which will make it easier for...

Monday, September 22, 2014 - 02:16
Taking control

According to the South African Reserve Bank, total savings to retirement funds, annuities and group pension funds amounted to approximately 16% of a household's disposable income in 2012, which added up to a total of R311 billion - placing South...

Friday, September 19, 2014 - 02:16
Sanlam survey 2014

Most South Africans are not financially ready to leave the world of work at the traditional retirement age of 60 or 65. According to the 2014 Sanlam Benchmark Survey, many have to embark on a ‘second career’ – either working longer in their...

Thursday, September 18, 2014 - 10:31
A third of our workforce are “disengaged”

In a recent study of employed South Africans, Echelon Purple, an Employee Engagement Consultancy, found that one in every three employees is disengaged from their job or employer. They pose a serious risk to...

Thursday, September 18, 2014 - 10:25
UK warning

The safety of nicotine refill cartridges used in electronic (e) cigarettes needs to be improved to prevent toddlers accidentally swallowing the contents and potentially coming to serious harm, warn doctors in Archives...

Thursday, September 18, 2014 - 06:23
Advance warning

The penny has still not dropped for most middle-aged salary earners that the financial planning challenge they face boils down to timely preparation for 30 years of unemployment.
Savers and investors in mid-life only wake up to the...

Wednesday, September 17, 2014 - 02:16
Baby Boomer lessons

As South Africa’s so-called Baby Boomers reach retirement age, around a third have no formal provision for their retirement and face the prospect of hardship. This serves as timely reminder for Generations X (born...

Tuesday, September 16, 2014 - 02:18
No quick fix

Very often, people postpone planning for retirement until they are very close to it. But that can leave them severely under-prepared. Consider the following findings from the Old Age Social and Income Security (Oasis...

Monday, September 15, 2014 - 02:16
Time to scrooge

The list of reasons for not saving are endless. Most of us realise we need to save but face the dilemma of the here and now: current living costs and monthly pressures on the family budget. But it should be no excuse...

Friday, September 12, 2014 - 02:16
Heartfelt advice

Too much prolonged high intensity exercise risks heart health, according to the BMJ Journal.Two studies indicate J shaped curve for benefits of physical activity: more doesn’t always mean better.

...

Thursday, September 11, 2014 - 02:16
Finding value

There are three valuation divergences Citadel Asset Management says has developed in the markets over the past few years, and they have resulted in “attractive investment opportunities.”

These divergences...

Wednesday, September 10, 2014 - 02:16
Removing the barriers

Hollard and Telesure Investment Holdings (Telesure) have joined forces to pilot a development programme for small Motor Body Repairers (MBRs). This seeks to lessen the barriers to entry for small motor body repair...

Tuesday, September 9, 2014 - 17:16
Corresponding well

PFP Insurance Broker’s (PFP) focus on support for local brokers, service mentality and innovation in African markets has resulted in significant income growth in 12 months, reports Paul Lewis, PFP’s head of African...

Tuesday, September 9, 2014 - 17:13
Danger from long term use of pills

Taking benzodiazepines (widely prescribed drugs to treat anxiety and insomnia) is associated with an increased risk of developing Alzheimer's disease, particularly for long-term users, suggests a study published on...

Tuesday, September 9, 2014 - 02:16
Tedious paper trail

The National crime statistics released by the Police Ministry late last year revealed that 9 475 cars and light commercial vehicles were hijacked over the 2011/2012 period and that 59 097 motor vehicles and bikes were...

Monday, September 8, 2014 - 02:16
History of proof

“The Intelligent Investor” is a seminal text on value investing written by Benjamin Graham (Warren Buffett’s mentor) in 1949. Its content has been applied and debated for the last six decades.

The oft-...

Friday, September 5, 2014 - 02:16
Cell phone distraction

South Africa has one of the highest road accident rates in the world, and this is largely due to poor driver behaviour. Statistics in the International Transport Forum’s 2013 Road Safety Annual Report show that the...

Thursday, September 4, 2014 - 08:14
Teen debt

According to a recent study, 21% of teens spend their money on clothing and food while 10% spend their money on personal care and accessories and a further 8% on shoes and electronics.

Wikus Olivier, debt...

Wednesday, September 3, 2014 - 08:09
Foreign service

Global risk protection denominated in US Dollars; with the ability to convert good health into a tangible financial asset offshore to supplement and diversify retirement savings – that’s it in a nutshell.

...
Wednesday, September 3, 2014 - 08:07
Stingy Samsung

I am disappointed with Samsung because it provides a warranty of only six months on its travel adapters for recharging cell phones. This means that Samsung expects its chargers to fail after six months, which is not...

Tuesday, September 2, 2014 - 09:02
Cautious avenue

Satrix has expanded its portfolio of index tracking unit trusts with the launch of a ‘Low Equity Balanced Index Fund’. This is a low equity multi-asset class portfolio aimed at cautious investors who require income...

Tuesday, September 2, 2014 - 09:00
Tell us something we don’t know

The recently launched Adjusted Big Mac Index* shows that the South African Rand is currently one of the most undervalued currencies in the world. The Adjusted Index shows the rand is undervalued by 23.6% against the...

Tuesday, September 2, 2014 - 08:59
Consumer cost

South Africa’s National Credit Regulator must be taken to task for its failure to investigate properly the African Bank for its reckless lending practices that have left it with an R8.5 billion financial gap....