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Tuesday, April 29, 2014 - 02:16
Cross roads

“Is retirement an idealistic industry-driven concept or is it really the picture-perfect period of peace and reflection worth striving for as a ‘natural progression’?” asks Patrick Barker, Private Client Portfolio...

April 2014
Keeping hydrated

Most of us realise the importance of drinking enough liquid during the day, but what is meant by “enough”? And, indeed there are limits: over a certain amount even water can become toxic. Most guides on liquid intake...

Wednesday, April 30, 2014 - 02:16
Go green

According to the Carbon Disclosure Project (CDP) Global 500 Climate Change Report 2013, 50 of the 500 largest listed companies in the world are responsible for nearly three quarters of the group’s 3.6 billion metric...

Tuesday, April 29, 2014 - 10:51
We got you dotted

DataDot now has just on two million vehicles protected by its identification technology in South Africa. The company commenced operations in 2001, in George, Western Cape. It was two years later that a breakthrough in marketing saw car hire...

Monday, April 28, 2014 - 02:16
Seeing the trends

Returns on investment in South African private equity remain ahead of the returns delivered by listed equity. This backs the case for private equity in a diversified institutional portfolio. This track record, along...

Friday, April 25, 2014 - 02:16
Home truth

Major listed South African insurers say their competitiveness is being increasingly stifled by local regulatory requirements. This is in stark contrast to overseas practices, and is particularly obvious to these...

Thursday, April 24, 2014 - 02:16
Weak rand fallacy

There is prevailing conventional wisdom among labour and certain parts of government and industry that believe a weak rand will reverse South Africa’s sagging industrial competitiveness, thereby lifting economic...

Wednesday, April 23, 2014 - 02:16
Keeping up

Motor vehicle owners who do not keep their vehicle in a roadworthy condition not only place themselves at a higher risk of being involved in an accident, but could also suffer the financial expense of having an...

Tuesday, April 22, 2014 - 02:16
A tentative rebalance

A better global growth environment, combined with some current account improvement and better policy implementation, might lead to an improved outlook for the South African economy in the year ahead, especially...

Monday, April 21, 2014 - 02:16
Temper your expectations

The 2014 investment market will be difficult to navigate and investors should not expect smooth sailing as the US Federal Reserve normalises its monetary policy. While equities are expected to outperform cash and...

Friday, April 18, 2014 - 02:16
Younger people should start planning…

Momentum Retail has published its claim statistics for the period January to December 2013, during which it paid over R2 billion in death claims and more than R2,6 billion across all benefit types.

It is...

Thursday, April 17, 2014 - 13:19
Be safe this Easter holiday

South Africa has one of the highest road death rates in the world with almost 32 deaths per 100 000 people. That translates to at least 1 200 people dying on our roads every month – and alcohol remains a major factor, with statistics from 2013...

Thursday, April 17, 2014 - 12:08
High rainfall

Standard Bank’s insurance division says it experienced a 402% increase in storm-related damage claims during March 2014 following unusually high rainfall that month, which caused flooding across five of South Africa’s nine provinces.
...

Thursday, April 17, 2014 - 09:59
Key dynamics

A number of key dynamics and developments are likely to substantially alter the global operating landscape for retail banks by 2020, according to a PwC report titled ‘Retail Banking 2020: Evolution or revolution’...

Thursday, April 17, 2014 - 02:16
A question of sentiment

When the SA Reserve Bank increased its repo rate by half a percentage point on 29th January 2014, from 5% to 5,5% - pushing the bankers’ prime rate up to 9% - it was the first rate hike since June 2008. If this is the...

Wednesday, April 16, 2014 - 02:16
Lifestyle trend

The cycling trend has hit our shores with an increasing number of South Africans taking up the hobby — whether it be for environmental reasons, saving petrol when commuting to work, to have fun, or to compete in sport...

Tuesday, April 15, 2014 - 14:22
Slow, slow, slow, slow, stop…

‘The slothful incompetence of a dying tortoise:’ that’s about the best description I can come up with to describe the services of the South Africa Post Office. In the 26 years I have been bulk posting Insurance Times to our subscribers this has...

Monday, April 14, 2014 - 02:16
Keep track of the paperwork

Medical aid members at times feel frustrated and aggrieved when their scheme rejects or delays payment of claims for healthcare services. This situation is leading to widespread dissatisfaction with schemes and their...

Friday, April 11, 2014 - 02:16
Keep going

Small businesses are vital to South Africa’s economy and contribute around 30% to its GDP per annum. However, running a small business is no walk in the park. According to Trade and Industry Minister, Rob Davies, “If...

Thursday, April 10, 2014 - 02:16
Direct online

Absa recently launched a low-cost retirement annuity product based on a life-stage investment philosophy. It balances income and risk appetite in low-cost passive structure. The Absa Retirement Annuity Fund: Core Portfolio or the Core Retirement...

Wednesday, April 9, 2014 - 02:16
The illusion of safety

South African investors need to be aware of the difference between risky businesses and risky investments, as often the confusion between these can result in missing out on opportunities within the current market...

Tuesday, April 8, 2014 - 02:16
Ending uncertainty

The proposal by the National Treasury to include hedge funds under the existing Collective Investment Schemes Control Act (CISCA) is encouraging and will bring to a close a long period of regulatory uncertainty for...

Tuesday, April 8, 2014 - 02:16
Uncertain times

The financial results of South Africa’s four major banking groups (Barclays Africa Group Limited, FirstRand, Nedbank and Standard Bank) for the year ended 31st December 2013 have remained positive amidst the uncertain...

Monday, April 7, 2014 - 02:16
Positive move

For the retirement industry, one of the core positive take outs from the 2014 Budget address by Finance Minister Pravin Gordhan is the announcement of an increase in the tax-free lump-sum amount to be paid out of...

Friday, April 4, 2014 - 02:16
Tax incentive may help

The South African economy shed 118 397 jobs in February, marking the biggest monthly loss in almost three years. This is according to Adcorp Labour Economist Loane Sharp in the latest Adcorp Employment Index....

Thursday, April 3, 2014 - 02:16
Here to stay

According to Gavin Griffin, Business Unit Head of Aon Hewitt’s Healthcare division, the 2014 budget discussion was approached very conservatively by Finance Minister, Pravin Gordhan, perhaps due to the election year...

Thursday, April 3, 2014 - 02:16
Weathering the challenges

Santam reports growth of 9% in gross written premiums (excluding cell insurance business) exceeding R20 billion for the first time. Other highlights of Santam’s results to 31st December 2013 are:

­ 4%...

Wednesday, April 2, 2014 - 02:16
Disappointing point

Beneficiary funds provider, Fairheads, has described as “disappointing” a recent amendment to the Pension Funds Act that allows unresolved death benefits older than 24 months to be paid into an unclaimed benefits fund...

Tuesday, April 1, 2014 - 02:16
Breathing space

The Debt Counselling Industry has applauded Minister of Trade and Industry Dr Rob Davies’ clamp down on the credit industry following the several radical and far-reaching provisions of the National Credit Amendment Bill.
Deborah Solomon...

Tuesday, April 1, 2014 - 02:16
Problem fix

The Registrar of Pension Funds appears to regard the problem of the late submission of retirement fund actuarial reports as pervasive enough to warrant administrative sanction. Late in January this year, she published...