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Monday, October 21, 2013 - 08:22
Partner protection

With high divorce rates worldwide and the increasing cost of living, couples often find themselves living together for a while before jumping into marriage, if at all. This means sharing expenses and buying furniture...

Tuesday, November 26, 2013 - 13:35
A review of the special risks involved

The hospitality industry has insurance needs that are not always catered for by the normal standard commercial offering in the market.

As Denleigh Wilensky, Executive Director of Hospitality Industrial...

Tuesday, November 26, 2013 - 13:31
Middle man muck up

The international community has recently been shocked to learn of alleged bribery in the pharmaceutical sector taking place in China, with both GlaxoSmithKline and Alcon, the eye care division of Novartis, being...

Tuesday, November 5, 2013 - 18:10
Adcorp’s Employment Index, September 2013

Adcorp is South Africa’s largest listed employment agency. Each year more than 200 000 people find work through its extensive national network of subsidiaries and associated companies. Adcorp’s databases provide...

Thursday, October 31, 2013 - 08:45
Keeping track

Many people see the third quarter of a year as an opportunity to review financial policies and contracts in preparation for the New Year. However, in order to ensure that one is always in a positive financial...

Thursday, October 31, 2013 - 08:39
Guided platform

“Too much choice can produce a paralyzing uncertainty.” This is one of the findings of professors Hazel Rose Markus and Barry Schwartz, in a study on the meaning and significance of choice published in the Journal of...

Thursday, October 31, 2013 - 08:37
Many factors

There are many factors you should consider to help you select a unit trust that will suit your personal needs and circumstances. Start by clarifying your goals and your time horizon for achieving them, then be honest...

Monday, October 28, 2013 - 08:26
The great disconnect

The JSE rallied 34% over the last year and a half, and the market continues to hit new highs this year. “This is at severe odds with the state of both the global and South African economy,” says Geoff Blount, CEO of...

Wednesday, October 23, 2013 - 08:45
Wide array of opportunities

The Industrial Development Corporation (IDC) recently issued a report  on South Africa and its BRICS partners.

It says the BRICS forum was formed in 2011 with the aim of encouraging commercial,...

Wednesday, October 23, 2013 - 08:41
Government burden

The South African Government is responsible for the country’s weak position in the latest World Economic Forum (WEF) Global Competitiveness Index (2013/2014 report). Healthcare, education and an inflexible labour...

Wednesday, October 23, 2013 - 08:34
Innovate or get poorer

Excellent innovation and strong institutional environments are increasingly influencing economies’ competitiveness, according to a Report by the World Economic Forum. It places Switzerland at the top of the ranking...

Monday, October 21, 2013 - 08:27
Looking for better value

South African financial markets have provided local investors with strong returns over several years, often with a lesser degree of volatility than in offshore markets, both developed and emerging. “However,” says Jo-...

Monday, October 21, 2013 - 08:25
Ladies first

Many South Africans face the risk of not having enough money at retirement. However, women face an added challenge because they generally earn less than men in equal positions, and they live longer.

It is...

Monday, October 21, 2013 - 08:23
Getting the right benefits

“With women making most of the healthcare decisions in their families, it’s important for them to understand which healthcare plan is most appropriate,” says Liberty Medical Scheme Executive Principal Officer, Andrew...

Tuesday, October 15, 2013 - 16:40
Paying promptly

The National Small Business Chamber (NSBC) recently set up the Prompt Payment Code™, which serves as a pledge for organisations across South Africa to commit to paying small businesses promptly. The SME sector...

Tuesday, October 15, 2013 - 16:38
Diagnose the risk

South Africans are living longer, according to the Statistician General mid-year population report released in May. Indeed, life expectancy in the country has improved dramatically in the past eight years - going from...

Tuesday, October 15, 2013 - 16:37
Group savings

The move from stand-alone pension and provident funds to more cost effective umbrella funds has been a major trend in the retirement industry over the last few years.

“Where previously a company with a...

Tuesday, October 15, 2013 - 16:29
Between the sheets

Dread disease cover is arguably the most complex of financial products. It causes confusion among clients, and even financial advisors, when it comes to choosing the best cover and making a claim. But there is a way...

Saturday, October 12, 2013 - 11:19
Household horrors

“My spare cash is missing – it must be the maid!” That’s an all too common war cry in households across South Africa.

And, indeed, according to Alan Carey, Operations Director of Justicia Investigations,...

Saturday, October 12, 2013 - 11:17
Facing your creditor

What is a judgment?

If you don’t defend a summons issued against you for payment of money or a claim for damages, the person suing you (the plaintiff) will ask the court to grant a judgment against you (...

Saturday, October 12, 2013 - 11:10
Exposing a draft

A revised Exposure Draft on an accounting standard on insurance contracts, issued by the International Accounting Standards Board (IASB), is set to add to an already heavy administrative and compliance burden for the...

Saturday, October 5, 2013 - 12:50
Career away

While the financial services sector in South Africa recognises the need for stricter regulation to ensure compliance and quality standards, the increasing pace of change is having a negative impact on the promotion of...

Saturday, October 5, 2013 - 12:47
National coverage

Mutual & Federal recently announced its acquisition of Agricola, a specialised crop underwriting manager in South Africa. The deal takes effect from 1st August 2013 and follows a two year association in which M...

Saturday, October 5, 2013 - 12:39
No-frills focus

Fedhealth announced September a weighted average contribution increase of 8.9% for 2014.

Peter Jordan, Principal Officer for Fedhealth, says the scheme has managed to retain a surplus of R152 million with...

Saturday, October 5, 2013 - 10:46
Strong position

Santam has a 9% increase in gross written premiums for the six months ended 30th June 2013 despite difficult market conditions, and a net underwriting margin of 1.3%.

The crop insurance business, which...