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Monday, August 26, 2013 - 09:16
Euro fit to bust

What was until now a two-speed recovery, strong in emerging market and developing economies but weaker in advanced economies, is becoming a three-speed recovery. Emerging market and developing economies are still...

Wednesday, October 30, 2013 - 11:41
Positive for equities

Over the past few years, the Eurozone seems to have been lurching from one crisis to another, with no apparent prospect of a resolution. Just as the authorities manage to snuff out a crisis in one market, a new one...

Wednesday, October 30, 2013 - 11:06
Mobile motives

FNB encourages customers to use its digital and electronic banking channels as another way to save this National Savings Month. By using channels such as FNB Banking App, FNB Online Banking or Cellphone Banking, FNB...

Wednesday, October 30, 2013 - 11:05
Living proof

The Sanlam Group today became the first major insurer in South Africa to announce it would offer standard life cover to people living with HIV. The move comes on the back of strong international and local research...

Wednesday, October 30, 2013 - 11:04
25 years of UMAs

Lireas, the pioneer of the underwriting management agency (UMA) model in the South African insurance landscape, turns 25 in September this year. The company is proud of its sustainability and the role it has played in...

Wednesday, October 30, 2013 - 11:03
Data analysis

English stop smoking services have helped 20,000 to quit, but much variation exists. Stop smoking services across England have had an increasing impact in helping smokers to quit in their first 10 years of operation and have successfully...

Wednesday, October 30, 2013 - 10:32
A big problem in the UK

Children of obese and overweight women have a higher risk of early cardiovascular death as adults, finds a study published on bmj.com today.

The findings highlight the urgent need for strategies to...

Wednesday, October 30, 2013 - 10:30
Efficient backing

Retiring comfortably – it’s what you do with your savings that counts
The Efficient Group, a JSE-listed financial services and asset management company, has partnered with this year’s Retirement Expo as presenting sponsor to take its message...

Wednesday, October 30, 2013 - 10:28
Cost containment

The South African retirement industry is grappling with the need to accommodate reforms and deliver on new demands to strengthen retirement savings at a lower operating cost. Optimized IT infrastructure offers some of...

Wednesday, October 30, 2013 - 10:22
Short term trap

More South Africans are struggling with debt and cutting back on saving towards their children’s future education, a financial decision that could have devastating consequences for generations to come.

...

Wednesday, October 30, 2013 - 10:20
Premiums to rise

While increases are on the cards from insurers, secret lies in risk management and regular analysis of your insurance portfolio

The weakening rand, an increase in the number of natural disasters locally...

Thursday, August 29, 2013 - 12:34
The green, green grass of home?

Few things divide South African investors as much as opinions on the appropriate portion of an investment portfolio to invest offshore. For topical conversations around the braai, it ranks up there with whether the...

Thursday, August 29, 2013 - 12:31
To be or not to be

Given the rand’s recent wobble, the question most investors are asking again is whether to invest offshore or not and, if so, how much of their portfolio should be invested in other countries. “Unfortunately for those...

Thursday, August 29, 2013 - 12:28
Growth potential

The African Insurance market is booming and there are increasing opportunities for local brokers to assist African insurers requiring access to capacity for large corporate risks and for fronting arrangements for...

Monday, August 26, 2013 - 09:19
China a crock?

The so-called US Federal Reserve “taper tantrum,” fear of a credit crunch in China, and hot spots of unrest dotting the globe contributed to a sense of market panic that swept both stocks and bonds in June. One thing’...

Thursday, August 22, 2013 - 10:00
Safe alternatives

Have you ever hesitated when your pharmacist offered you the option of a generic substitution? They are cheaper, and have been around for many years, and yet there still seems to be a general lack of understanding of...

Thursday, August 22, 2013 - 09:59
Theft within tent

The theft of the tote takings at one of the Vodacom Durban July hospitality marquees recently follows the recent cash heist that took place just two months ago at the FNB Stadium where thieves engineered their way...

Thursday, August 22, 2013 - 09:54
Poverty pool

The biggest risk members of pension funds face is retiring with insufficient savings to meet their needs.

Nerique Nieuwoudt, Head of Strategy Formulation at Novare Actuaries & Consultants, explains...

Thursday, August 15, 2013 - 09:31
On a roll

Companies should prepare for an increase in class action legal procedures for present and possibly also historical transgressions.

According to Lerato Zikalala, Associate Attorney at pan-African law firm...

Thursday, August 15, 2013 - 08:34
Rage against the machine

According to our Finance Minister, Pravin Gordhan, only about 10% of South Africans enjoy a “decent retirement”. Part of the reason for this situation is the retirement industry itself, which often follows practices...

Sunday, August 11, 2013 - 15:49
Essential expenses

While the perception exists that most South Africans applying for unsecured loans are doing so as a result of living beyond their means, a recent survey by Wonga.com reveals this is not necessarily the case....

Sunday, August 11, 2013 - 15:47
Paper mountain

Reports that the US is set to reduce its quantitative easing programme at the end of this year have already sent emerging markets into a tailspin, but investors can expect further weakness in the Rand and a rise in...

Sunday, August 11, 2013 - 15:46
Suppliers beware

There is a growing tendency on the part of insurers to exercise their rights under the doctrine of subrogation. In terms of this principle they attempt to recover funds paid to an insured from third party wrongdoers...

Thursday, August 8, 2013 - 11:19
Legal implications

The Consumer Protection Act (CPA) was signed into law on 24th April 2009. This ground-breaking legislation has empowered the consumer and changed the way that businesses deal with their customers – including the...

Thursday, August 8, 2013 - 11:17
Trial and error

Although various pieces of legislation such as the National Credit Act and Consumer Protection Act oblige financial services companies to present forms and policy documents to consumers in clear language, change has...

Wednesday, August 7, 2013 - 09:48
Don’t be nebulous

There are many different ways for an organisation to reduce its carbon footprint and ‘go green.’ “However, few solutions will deliver the hoped-for results if you haven’t done your homework, read the fine print and...

Wednesday, August 7, 2013 - 09:46
Getting involved

Climate change that last year resulted in unprecedented hail and flooding is a collective challenge, a shared risk that requires innovative solutions from all players in our society, including local municipalities,...

Wednesday, August 7, 2013 - 09:45
Fast track

In light of the Minister of Basic Education recently admitting that much still has to be done to improve the quality of education in South Africa, Metrofile Holdings Limited has reaffirmed its commitment to support...

Monday, August 5, 2013 - 11:22
Policy change

On 1st July 2013 the Tax Season for 2013 officially opened for individuals (provisional and non-provisional taxpayers) and trusts. The most significant policy change to be introduced in the 2013 Tax Season is the...

Monday, August 5, 2013 - 11:21
Liability lesson

Recent statistics released by the South African Banking Risk Information Centre revealed that cases of illegal SIM-swaps, which resulted in subscribers being defrauded of their money, increased by 900% from under 100...

Monday, August 5, 2013 - 11:20
Brand backing

Santam is pleased to advise it has acquired 100% of the shareholding in Travel Insurance Consultants (TIC). It is the leading travel insurance business in the South African market and has been in operation for 25 years. TIC will operate as a...

Thursday, August 1, 2013 - 15:45
Current issues

Norton Rose Fulbright SA says it recently held a forum that discussed some of the current issues facing the insurance industry, and in particular, the impact of current and incoming regulations on the short term...

Thursday, August 1, 2013 - 15:43
Weak framework

The Solvency Assessment and Management (SAM) framework is gradually becoming more concrete and the related timelines are firming up with the implementation date for interim requirements having been set for 1st January...

Thursday, August 1, 2013 - 15:42
New rates

The Minister of Labour has announced that, with effect from 1st July 2013, the earnings threshold in the Basic Conditions of Employment Act (BCEA) will increase from the current R183 008 per annum to R193,805 per...