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July 2012
Anchors aweigh

African leaders must work to reverse the African ‘brain drain’ that is costing the continent some US$4 billion annually, says Deloitte. Skills losses are mainly occurring in the health and education, and in the...

July 2012
Take time

Recruitment professionals in all industries are increasingly being called upon to find people with the necessary specialised skills, and none more so than the insurance sector. According to recruitment specialist, Bev...

July 2012
Advice attack

The South African short-term insurance industry is continually evolving. Although claims management remains a critical part of the overall insurer business model the recent trend is to allocate more resource to the...

July 2012
Data points

How much weight does previous performance carry when it comes to our investment decisions? Should we make our asset manager selections based purely on past returns? Let’s...

July 2012
Getting to work

People planning for their retirement, or who have already retired, are faced with a wide range of options. Trying to sort out what all the potential financial options are can be overwhelming....

July 2012
Negative index…

Cape Town appears to be holding up quite well in the international property market, despite a sluggish world economy. New York based Knight Frank compiles its Prime Global City index from its network of global offices...

July 2012
Service first

 

The Credit Bureau Association (CBA) has advised consumers to be cautious and fully aware of their rights before engaging with credit repair agencies offering services for the reversal of credit ‘...

July 2012
Nothing wasteful

A UK study has revealed that recycling creates 10 times more jobs per tonne than sending waste to landfill or incineration.  Perhaps South Africa needs to recognise the benefits of recycling, not only from the...

July 2012
Making a difference

South Africa’s largest short-term insurer, Santam, has claimed the awards of Best Commercial Insurance and Best Personal Lines Insurance by independent brokers. It is the fourth year running that the company has won...

July 2012
Don’t be shy

A lot has been written about the liability of directors and officers under the Companies Act 2008, particularly about how the partial codification of directors’ fiduciary duties and the advent of class actions coupled...

July 2012
A real jewel

Seven years following its inception the Government Employees Medical Scheme (GEMS) has matured into South Africa’s second largest medical aid. It now covers 58% of all eligible public service employees, and a total of...

July 2012
Gauging the proposals

Old Mutual says proposals to streamline the South African retirement system, which were outlined in a discussion document released by Finance Minister Pravin Gordhan in May, are encouraging from the perspective of...

July 2012
Losing value

Numerous studies conducted over the years on the relative performance of Merger and Acquisition (M&A) transactions suggest that a substantial proportion underperform their industry index - or fail to achieve the...

July 2012
The long and the short of it…

Despite the recent economic uncertainty, South Africa’s major long and short-term insurers have remained well weathered from the recent global economic uncertainty, according to a report isfrom PricewaterhouseCoopers...

July 2012
Pushing up costs…

While the building blocks of a way forward in healthcare within South Africa are being laid, Prescribed Minimum Benefits (PMBs) remain a major obstacle in the private healthcare sector, preventing medical schemes from...

July 2012
Of politics, morality and economics

Serious fault lines have emerged around the highly unpopular Anti-Counterfeiting Trade Agreement (ACTA), which seeks to curb the huge amounts of software piracy taking place across the globe. Worldwide, software...

July 2012
Hitch with legal process

Property investors and South Africans wishing to obtain property rights are advised not to proceed with new change of land rights applications under The Development Facilitation Act 67 of 1995 (the “DFA”) as all...

July 2012
Pension fund solutions

Investors who choose funds based on their recent performance could run the risk of eroding their initial investment through bad timing or exposure to the inevitable cycle of underperformance that every fund suffers....

July 2012
Making decisions

When it comes to seeking financial advice, investors are generally asking the same questions: How do you know you’re getting appropriate advice? How should you be paying for this advice? And exactly what information...

July 2012
Steady as she goes

In the fixed interest world, there are many variables that influence the yield on government bonds. The two most important, however, are the Consumer Price Index (CPI) - the broad basket measure of inflation - and the...

July 2012
Attitude check

Lack of effective corporate governance seriously undermines any fraud risk management programme. The organisation’s overall tone at the top sets the standard regarding its tolerance of fraud. That’s the view of...

July 2012
New goals

According to Google, compared to singles, married people accumulate about four times more savings and assets. Divorced people have 77% less assets than singles. “Scary statistics,” remarks Michelle Human, Legal...

July 2012
Old fashioned truth

South Africa is seeing a proliferation of do-it-yourself buyers of financial advice. The phenomenon is driven by a younger technologically literate generation, comfortable with finding information and purchasing...

July 2012
Camera, action…

Recent amendments to the foreign film and television incentive scheme - which will benefit foreign companies through government rebates - will not only result in a positive boost for the South African industry, but...

July 2012
All change…

A recent Supreme Court of Appeal judgment has provoked a response from the Minister of Finance, raising the possibility of amendments to the Income Tax Act to prevent a similar outcome in other cases. The judgment was...

July 2012
Jamming, man…

Aon South Africa has noticed a sharp increase in the number of car remote jamming incidents being reported to its broker customer call centre over the last four weeks. Hardest hit areas include Gauteng’s northern suburbs, while schools and...

July 2012
No wires, no connections

Beam-e, MiX Telematics’ latest entrant into the vehicle tracking market, is novel, tiny and totally wireless! Who knew that a tracking system the size of a chocolate bar would be the next innovation that the tracking...

July 2012
Better outcomes

The most recent research reports that there are 5,6 million people infected with HIV in South Africa, of which about 1,3 million are receiving antiretroviral treatment (ART). It is the largest programme of its kind in...