• Sharebar
November 2010
Just sit and relax

Third quarter results have a big message for investors – take time out to consult your financial adviser because market moves suggest a judgment call is needed on weightings, risks and profits.

That’s the...

November 2010
The European experience

Key points:

• Spain and France the retirement destinations of choice
• British and German workers the least enthusiastic about retiring at home
• Retirement emigration could lead to massive...

November 2010
Market survey

There’s an expensive report available from ‘ResearchAndMarkets’ group about Non-life Insurance in ‘Advanced Emerging Markets’. As such, it covers (Brazil, Hungary, Mexico, Poland, South Africa, and Taiwan) and costs...

November 2010
Nothing out of the ordinary

“Last year saw a major positive correction to the local equity market after the turmoil we experienced domestically during 2008,” says Greg Flash of Alphen Asset Management. “During nine of the months of 2009 the ALSI...

November 2010
Rand strength boost

“Yes,” says Marriott Asset Management CEO Simon Pearse, “if for no other reason than for currency and market diversification. South Africa accounts for approximately 0.5% of world GDP while the USA accounts for...

November 2010
Rollercoaster ride

Equity markets have had a rollercoaster ride in 2010. The All Share Index finds itself 5% up year to September, having been 7% down in February, 8% up in April and then 5% down in July. Indeed this year has seen very...

November 2010
Setting emissions benchmark

The Carbon Disclosure Project (CDC) recently reported that the transportation industry, worldwide, accounts for 13% of global emissions. With only 9% of transport companies currently investing in low carbon...

November 2010
Specialist needs, need special advice

Farmers face myriad risks to their business including the deadly combination of rising input costs and flat commodity prices. This means that now more than ever it is essential they don’t overlook the importance of...

November 2010
Putting pen to paper

For most people, planning for retirement is often neglected because of the complexity involved with having to answer the question: "how much money must I save every month and where do I invest it?"

...

November 2010
Valuing advice

Admitting that we need advice and then asking for it is probably the hardest step in planning for our future and ensuring that we can achieve the long-term goals that we set for ourselves.

One of the...

November 2010
Bricks and paper...

Even with the property boom now a distant memory, some investors favour property over RAs when it comes to saving for retirement. But according to Marius Fenwick, Chief Operating Officer Mazars Financial Services,...

November 2010
Replacement therapy

While early reaction in the Eurozone seems to have resulted in the worst of the European sovereign debt crisis being averted, the long-term ramifications will be widely experienced by ordinary citizens across the...

November 2010
Defying the doctor

Our Labour Laws provide that a medical certificate used by an employee to claim sick-leave must be signed by a medical practitioner who is certified to diagnose and treat patients and is registered with a professional...

November 2010
A fine piece, or a fine mess?

A fine piece of jewellery should last you a lifetime. However, the risk of loss, theft or damage is sadly a reality that many people are often confronted with at some point in their lives. As a result, it is crucial...

November 2010
Figuring crime response

Latest crime statistics published by the South African Police Service (SAPS) have revealed that the numbers of recorded murders fell last year, while both burglaries and robberies at residential premises increased, up...

November 2010
No breather from delay....

The Consumer Protection Act, 2008 became law on 24th April 2010 but only a portion of it was brought into operation. The original October final deadline has been scrapped, and the ‘substance’ of the law is now...

November 2010
Defect in question

If a client does not respond to the manufacturer's call and the vehicle is involved in an accident that could possibly be attributed to the defect in question, the insurer has the right to reject such a claim. The...

November 2010
Hard battle

The airline industry is fighting a hard battle over compensation for delays – especially when the delay is beyond their control. I wouldn’t have thought that it should take anyone very long to work this out. The...

November 2010
Culture of non-compliance

The new FAIS Conflicts of Interest legislation will ultimately change the face of financial services and financial advice in South Africa, said Wendy Hattingh, Head of Department: FAIS Supervision of the Financial...

November 2010
Performance bond service

Mutual & Federal has acquired 40% of Praestar Administration Services, an underwriting and administration manager specialising in performance bonds and guarantee products.

Caroline da Silva, the...

November 2010
Stumbling along

As predicted, 2010 has stumbled along both economically and from an equity market perspective, as the aftershocks of the credit crisis rattle skittish investors. Of course, the fact that this is largely a developed...

November 2010
Confidence returns

Confidence is returning to the airline industry with predictions of a 13% increase in passenger numbers in 2011, according to Aon in its Airline Insurance Market Indicators, 2010/11 report. This compares to a 9%...

November 2010
Take one a day.....

Regulations published on the 30th August 2010 under the Health Professions Act require health practitioners, to obtain professional indemnity insurance. This cover insurance must be obtained from an insurer registered...

November 2010
Update your details

The Companies and Intellectual Property Office (CIPRO) is calling for all company directors to update their details on its website.

Pursuant to the review of the electronic lodgement of change of...

November 2010
Avoiding egg on your face…

The claims costs connected to the recent half billion-egg recall will be unprecedented and include liabilities such as business interruption and reputation damage. The recalls involved two farms in the State of Iowa,...

November 2010
Without a guide

The formal introduction of the Consumer Protection Act 2008 looks set to be deferred from October this year to March 2011. This is not good news for consumers.

“It seems the process for rolling out the...