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April 2010
One option

While most parents in South Africa place a high importance on ensuring their children get a college or university education, few are able to achieve this. Currently, only 15% of students graduate with their degree or...

April 2010
Sense prevails

Thanks to vigorous submissions by several organisations, recent amendments to the Income Tax Act have ameliorated the draconian and totally unrealistic provisions introduced last year relating to the second...

April 2010
Upgrade benefits

Metropolitan Life says it has upgraded its FutureChoice products and added FCPP – a FutureChoice Protection Plan (FCPP).

Explaining the developments, Eugene Kruger, Product Development Actuary for...

April 2010
New echelon

In order to meet the insurance requirements of the growing pool of discerning high net worth individuals, Santam has launched a new subsidiary with a set of tailored products to cater for this market. Named ‘Echelon...

April 2010
Traction in recovery

Manufacturing data points to recovery gaining traction – prospect of further rate cuts diminishes

The latest manufacturing numbers published were exceptionally strong, with output rising by a full 3% on...

April 2010
BER view

South Africa's real gross domestic product rose by 3.2% in the fourth quarter of 2009. “This is the second positive quarter in a row and confirms that the recession is over,” observes André Roux, head of fixed income...

April 2010
Review of 2009

Cash was certainly the place to be invested over the past three years. Domestic money market unit trusts was the only local sector to give a double-digit average annual return for the three years to 31 December 2009...

April 2010
Make your peace

Short-term ranking.

“When it comes to unit-trust performance we don’t have to look further than the weekend paper to get an idea about which unit trusts are doing well and which ones are not,” comments...

April 2010
Avoiding fixed assets

International markets saw positive returns during 2009. But on a three-year basis, the performance has been generally negative with only the J.P. Morgan Global Government Bond Index and cash (US dollar) showing...

April 2010
25-year record

Despite the volatile global markets in the past three years, the Old Mutual Smoothed Bonus Fund has now seen its 25th consecutive year of positive declarations. Its range of smoothed funds have enjoyed positive...

April 2010
BMR Research Report

Negative Gross Domestic Product and employment growth during 2009 meant that personal incomes went down in real terms by 1.2%.

This is according to Carel van Aardt (Research Director) and Marietjie...

April 2010
Ownership issues

The marital property regime governing a marriage, determines who is required to sign legal agreements and documents in respect of a transfer of immovable property. It also determines certain legal liabilities....

April 2010
Smokeless puff

As smoking laws place more restrictions on when and where one can smoke, electronic cigarettes are increasingly being considered as an alternative. It offers smokers the opportunity to cut down on the harmful...

April 2010
Pick and pray

I have never really trusted pick n pay since an episode now over 20 years ago. I was going home from Financial Mail when I went by the grocer’s Steeldale outlet and bought some bulk lamb. The tray of meat looked well...

April 2010
Truth of the matter?

A recent study by the Bureau of Market Research (BMR) at the University of South Africa (Unisa) investigated attitudes of shoppers of packaged produce to food labelling and healthful living. Local and global healthful...

April 2010
Marching orders

The King III Code, which came into effect in March, challenges boards of directors to ensure that a company is a responsible corporate citizen that protects, enhances and invests in the wellbeing of the economy,...

April 2010
FIFA net

There is great anticipation surrounding the 2010 FIFA World Cup. Those wishing legitimately to profit from the commercial opportunities that may flow from the event must ensure they stay within the bounds of what is...

April 2010
Getting formal

Burial Societies may be an important avenue of savings in black communities and rural areas, but they risk losing their market share to the formalised financial services sector.

“This is because they are...

April 2010
Less but picking up

South Africans bought life insurance products worth R62-billion in new premiums last year, some 5% less than was spent on new recurring and single premiums in 2008 when R65.5-billion was received.


April 2010
Fighting fit

Santam says it has delivered a solid set of annual results for the year ending 31st December 2009, despite “challenging local market conditions.”

Although the net insurance result was lower at R873-...