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Short term Insurance
Saturday, December 1, 2012
An encyclopaedia of short-term insurance

When Doctor Samuel Johnson proposed his English Dictionary to Prince George he was told, “Well, now, Dr Johnson, I may be as thick as a whale omelette, but even I know that a book’s got to have a plot,” – at least, according to Blackadder, as scribed by Richard Curtis and Ben Elton. The truth was that Johnson did in fact publish the first dictionary, ‘A Dictionary of the English Language’ in 1755, and it remained the English standard for some 150 years until the Oxford English Dictionary was published. Perhaps many would have parodied the idea of a book only about words ‘without a plot’ over 300 years ago, but few deny their usefulness these days. A dictionary is on the required book list of all school learners, and most households have one or more versions, and more besides with Internet Access. And a dictionary is a common free download for Android phones, for example. So, we may all be agreed that Blackadder was wrong.


But what about a dictionary on insurance? Perhaps it sounds implausible, but the publish-by-demand ‘Encyclopaedic Dictionary of Short-term Insurance’ is now available from author Charles Lindstrom at R356.00 (including VAT and Packaging); and quite frankly I think it is an essential reference tool for all practitioners in short-term insurance and especially those currently studying the subject. In any case, there are far more stories to be had out of insurance, including catastrophic losses, criminal activity, perfect storms, fraud, and road accidents, just to call up a few sources of the many claims insurers face each day.
The encyclopaedic dictionary runs to a staggering 816 pages, in two-column, large paperback format, so you’d be right thinking it can’t just be about words. The hint is in the title, the encyclopaedic bit: not only are standard insurance terms defined, but extended explanations are peppered throughout the book, some running to one, even two or more columns – listed A-Z. I found a reference to ‘Warranty’ running to four columns. Here are a few random topics, just as an example: claim preparation costs; environmental insurance; intellectual property; York-Antwerp Rules 2004; watercraft insurance; value admitted; usury; top-hat plan; abscondence; business cycle; constant supervision clause; the Fire Protection Association, and so on. There must be at least 10 000 entries.
Any idea what ‘takaful’, ‘mora’, or ‘zona franca’ mean? These and many more are there for your edification. In addition, there is an appendix for symbols, perils classification and motor losses; and an A-Z of key technical Afrikaans words that reference the English entries in the body of the main work.
To request a copy please call Charles Lindstrom on (028) 272 9852 or on mobile (082) 557 6398. Email: cjlind@sonicmail.co.za. Postal address: P O Box 515, Betty’s Bay 7141.
 

Copyright © Insurance Times and Investments® Vol:25.12 1st December, 2012
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