• Sharebar
Monday, August 24, 2015 - 02:16
Between a rock and a hard place

The South African Saving’s Institute (SASI) launched National Savings Month with a convention breakfast that had the theme, ‘Savings for the Sandwich Generation’, and that effects millions of South Africans....

August 2015
Seamless risk protection

Infrastructure development is booming across Africa due in no small part to significant economic growth and foreign direct investment. In line with this, and as part of Santam’s strategic expansion into Africa in...

Monday, August 31, 2015 - 02:16
Paper records

Few people can get through life without the need to access credit. Used wisely, it can build your wealth and enhance your lifestyle. The process of applying for a loan is relatively easy, but you have to ensure that...

Monday, August 31, 2015 - 02:16
Errors of cover

The costs of insurance is one of the biggest bugbears for many businesses. But those that under-insure or purchase inappropriate cover run the risk of substantial losses, says Bryan Verpoort, Head of Corporate and Business Insurance at Standard...

Friday, August 28, 2015 - 11:34
Infrastructure for a growing economy

With 80% of Botswana’s imports coming from South Africa, we are Botswana’s largest trading partner. Having maintained economic growth above 9% for 33 years between 1966 and 1999, Botswana’s current growth rate is modest at 4.4%. However, it has a...

Friday, August 28, 2015 - 11:30
Pointing the way

The investment universe can be complex to navigate without a good grasp of what your needs are.

Comments Duane Littler Executive: Business Development at PPS Investments, “To help you sort through the...

Friday, August 28, 2015 - 11:28
Focused effort

For many people a vital and driving goal – at least monetarily speaking - is the need to be financially secure. This is a translation of personal success to financial success of sorts, which sees your balance sheet...

Friday, August 28, 2015 - 02:16
You need both

Ask anyone what they believe are the most common causes of disability and you’re most likely to hear: “car accidents”, “freak incidents” or “injuries at work.” What you might be surprised to hear is that these aren’t...

Friday, August 28, 2015 - 02:16
Getting on track

The ‘efficient markets’ hypothesis has been around since 1900 when Louis Bachelier argued in his thesis, Theory of Speculation, that prices follow a random walk. In other words, no knowledge of the past price of a...

Thursday, August 27, 2015 - 02:16
Global view

A new wave of interrelated, fast-changing risks, reflecting rapid changes in the global economic landscape and the increasing role of technology and multinational expansion as growth drivers, tops the list of concerns...

Tuesday, August 25, 2015 - 14:33
Falling in

After years of negotiations, there has been a recent breakthrough between Iran, the United States and other world powers about Iran’s nuclear programme. While the deal certainly was controversial, and is still under debate in the United States,...

Tuesday, August 25, 2015 - 02:17
Physical benefit

Thirty minutes of physical activity—irrespective of its intensity—six days a week is linked to a 40% lower risk of death from any cause among elderly men, finds research published online in the British Journal of...

Monday, August 24, 2015 - 02:16
Sandwiched by responsibilities

The number of people who are supporting their children as well as their parents is growing. This is one of the research findings of this year’s Old Mutual Savings & Investment Monitor. In fact, 25% of all working...

Friday, August 21, 2015 - 02:16
Yes and no

The benefits of psychiatric drugs have been exaggerated and the harms underplayed due to poor trial designs, argues one expert in The BMJ (British Medical Journal). But another expert and a patient contend that the...

Wednesday, August 19, 2015 - 02:16
Go for high equity portfolio

With life expectancy in South Africa on the rise, it has become increasingly important for investors to reconsider their investment approach at retirement to ensure they are able to live out their golden years in...

Wednesday, August 19, 2015 - 02:16
Reaping the rewards

Managing a business profitably is not much different from managing your personal finances. Even the best business ideas can fail if the capital and revenue are not carefully monitored. Likewise, if you overspend or...

Tuesday, August 18, 2015 - 02:16
Gap in understanding

About 80% of employees in the formal sector in South Africa belong to an employer-sponsored retirement fund. New employees usually have to make important decisions about fund investment strategies shortly after their...

Monday, August 17, 2015 - 16:44
SARS to waiver penalties?

“The rapid development in international tax transparency over the past two years in the form of the OECD Common Reporting Standard CRS has caused many South African taxpayers to consider regularising their offshore...

Monday, August 17, 2015 - 02:16
eBook guide

Last year 974 million company records were lost or stolen in South Africa alone – which is 31 records every second. The Protection of Personal Information Act (POPI) aims to protect companies and consumers from the dangers associated with...

Monday, August 17, 2015 - 02:16
Complex trail

The world is moving toward greater levels of digitisation. Organisations are increasingly implementing electronic and automated solutions in an effort to reduce paper-based processes.
“The move toward the ultimate destination of the...

Friday, August 14, 2015 - 02:16
Key takeaways

“Volatility is not the enemy of the long-term investor. The investor’s response to it is.”- Josh Brown author of Backstage Wallstreet.

When asked what the stock market would do, JP Morgan once remarked: “...

Thursday, August 13, 2015 - 02:16
Liability question

The development and implementation of driverless cars is becoming more prominent on news channels. The future is here, and they are soon to become part of our daily lives.

Insurers now take the prospect...

Wednesday, August 12, 2015 - 02:16
Joint custody better…

Parental separation or divorce is linked to a heightened risk of psychosomatic problems among the children in the family, indicates research published online in the Journal of Epidemiology & Community Health. But...

Tuesday, August 11, 2015 - 02:16
Savings drain

Retirees must consider their investment options carefully to ensure their retirement savings will work for them well into the future. This is the advice from Alexander Forbes Financial Services Retail Best Practice...

Monday, August 10, 2015 - 02:16
Share a Little, Save a Life

The slogan this year is “We Love Bandana Day!” Take a stand and show you care about people with serious blood disorders like leukaemia.  Buy and wear your bandana on 12th October and contribute towards saving a...

Monday, August 10, 2015 - 02:16
Greater satisfaction

There is nothing more valuable than a healthy and happy workforce. Often a company’s success depends on it.

“Over and above contributing to a company’s bottom line, promoting workplace wellness is a win-...

August 2015
Take your pick

May is notorious for market corrections and 2015 was no exception. The All Share Index lost 4% during the month, while property fell 6%. Many investors experienced the see-saw ride of asset fluctuations during May -...

Thursday, August 6, 2015 - 02:16
Morbid thought

Funeral directors, who prepare bodies for burial, may be at heightened risk of the neurodegenerative disease amyotrophic lateral sclerosis, or ALS for short, as a result of the formaldehyde used in embalming fluid, suggests research published...

Wednesday, August 5, 2015 - 02:16
Don’t panic

Negative sentiment in global equity markets – driven mainly by the situation in Greece and the strong correction in the Chinese equity market – has seen share prices tumbling around the world. 8th July was a...

Tuesday, August 4, 2015 - 02:16
Powerless…

Eskom’s load shedding is astronomically inconvenient, but there’s a serious cost involved too when customer rejects forget to protect their appliances against sudden reboot. Indeed, when power is restored an immediate...

Sunday, August 2, 2015 - 10:53
Acting on inaction

All South African hedge funds are at risk of regulatory and enforcement action by the Financial Services Board (FSB) if they do not register as a collective investment scheme, in accordance with new legislation....

Sunday, August 2, 2015 - 10:51
Much needed answer

Every rand that is funnelled towards the cost of managing a fund, rather than the members’ own savings, has a significant impact on their overall retirement pot. “As a result, it is critical for the industry to partner with Government to reduce...