• Sharebar
May 2015
Daily intake caution

“We are all familiar with the notion that eating right and exercising can help improve your health. But you may be unaware that decreasing one’s daily salt intake can also has important health benefits. Many people...

Sunday, August 2, 2015 - 11:36
Range of challenges

According to research reported in the 2015 Sanlam Benchmark Survey 63% of members and 57% of pensioners used withdrawal benefits to reduce debt.

“The reality is, today’s retirees are faced with a range of...

Monday, July 27, 2015 - 17:38
Gentle sermon

Funeral cover can ease financial burdens during emotionally difficult times; make sure you make the right choices regarding your policy

Not one of us can escape the fact that dying is inevitable. Of...

Saturday, June 13, 2015 - 02:16
Shot in the arm

Stakeholders in South Africa’s construction sector continue to wait anxiously the materialisation of the proposed R800-billion of public sector investment in the country’s infrastructure over the next three years....

Saturday, June 6, 2015 - 02:16
A little TCF

As life assurers started to implement Treating Customer Fairly (TCF) principles, complaints against the industry dropped during 2014, according to the office of the Ombudsman for Long-term Insurance.

“...

Monday, June 1, 2015 - 14:31
Favoured curry

For the first time in history, the International Monetary Fund (IMF) has noted that the growth forecast for India exceeds that of China. Although the IMF expects India to grow at 7.5% in 2015, relative to China's...

Friday, May 29, 2015 - 02:16
Saving draw

The Discovery Tax-Free Flexible Investment Plan was made available from April 2015. It provides clients with zero tax on their investment growth, thereby providing an attractive vehicle for clients in which to save....

Thursday, May 28, 2015 - 02:16
Owner onus

The importance of ensuring commercial and transport driving permits are up-to-date, and that drivers meet all requirements, cannot be underestimated by fleet and vehicle owners and operators. Close to half a million...

Thursday, May 28, 2015 - 02:16
In the eye of…

The sharp recent slide in the oil price and the accompanying fall in global oil producer share prices have served a sharp reminder of the pervasive ‘assumption risk’ that all investors are constantly bearing. The...

Wednesday, May 27, 2015 - 02:16
Counter-intuitive

Recently, South African investors who are accustomed to using price/earnings ratios (P/E) as an indication of a share’s value have had to wrap their minds around higher-than-normal P/E ratios and the question of...

Tuesday, May 26, 2015 - 02:16
Lacking co-ordination

Over the last 10 years there has been an alarming rise in the burden of disease in South Africa, specifically non-communicable diseases like hypertension, diabetes, high cholesterol, asthma, depression and cardiac...

Monday, May 25, 2015 - 02:16
Where is the prevention?

A recent global study by a New York-based think tank found that rising rates of heart disease, cancer, diabetes and other non-communicable diseases (NCDs) in developing countries such as South Africa will cost the...

Friday, May 22, 2015 - 02:16
Equity always wins

Investor behaviour shows that cash is generally favourable over the short-term, as it appears to offer security. But seen through a long-term lens, in reality cash is categorically the worst performing asset class....

Thursday, May 21, 2015 - 02:16
Phased approach

The phased reform of South Africa's retirement sector may have a far reaching impact on retirees – especially those who have not recently assessed their strategy.

While many of the mooted reforms will...

Wednesday, May 20, 2015 - 02:16
The long wait is over

For British investors, the 16-year drought is over. The FTSE 100 Index finally closed above its previous record of 6 950 index points, set in 1999, the end of February. Optimism that the Greece crisis has been...

Tuesday, May 19, 2015 - 02:16
Making sense

To encourage South Africans to save more, Treasury announced that from 1st March 2015 all natural persons can save up to R 30 000 per year tax free.

The facts:
• You will be able to make investments...

Monday, May 18, 2015 - 02:16
Reducing sick leave

There is some evidence that the UK ‘fit note,’ which replaced the ‘sick note’ in 2010, is linked to fewer people taking long term sick leave of 12 or more weeks, reveals research published online in Occupational...

Monday, May 18, 2015 - 02:16
Not nuts to invest there

Many investors in Brazil, including us, have been a little frustrated over the past couple of years with its lack of growth and progress. Gross domestic product (GDP) in Brazil grew a mere 0.2% in 2014 (estimated), a far cry from the 7.5% it saw...

Friday, May 15, 2015 - 02:16
Damage limitations

The Constitutional Court’s recent ruling against sections 36 to 40 of the National Health Act, which was signed into law in March 2014, is a crucial development to prevent the emigration of thousands of healthcare...

Thursday, May 14, 2015 - 02:16
Taste of truth

The South African food industry is taking matters into its own hands. Food manufacturers and retailers are now working together to become self-regulated in terms of food safety and compliance so that not only domestic...

Wednesday, May 13, 2015 - 02:16
Sharp rise in theft

According to Cartrack, the incidence of hijacking across commercial and private vehicles has risen sharply in the last year. South Africa’s official crime statistics show a 12.3% increase in carjacking to 11 221...

Tuesday, May 12, 2015 - 02:16
Tireless progress

Over the past decade, South Africa has made significant progress in the prevention of HIV transmission from mother to child through widespread interventions and broadened accessibility to prevention of mother-to-child...

Monday, May 11, 2015 - 02:16
Crime on the rise

Recently there has been an increasing number of remote blocking incidents taking place across the country. The risk concerns the method criminals use to interfere with a car's central locking system in such a way to...

Friday, May 8, 2015 - 02:16
Cost drivers to be exposed

Dr Konji Sebati, CEO for the Innovative Pharmaceutical Association of SA (IPASA), has urged members of the healthcare industry to set aside their differences “in order to work together for the benefit of all South...

Thursday, May 7, 2015 - 02:16
Here again

The recent surge in civil unrest, often occurring in the form of violent protests such as the recent ones in Randfontein, has caused many South African citizens great concern. Recent reports by Multilevel Government...

Wednesday, May 6, 2015 - 02:16
Retail initiatives

In a bid to help South Africans adequately prepare for their financial future the Johannesburg Stock Exchange has launched of its Tax Free Savings Account (TFSA) initiative.
“Our offering of TFSAs will add to the JSE’s range of existing...

Tuesday, May 5, 2015 - 02:16
Eradicating the scourge

The latest amendments to the National Credit Act, gazetted on 13th March 2015, carry far reaching implications for both consumers and unsecured credit providers. These amendments were made in response to the...

Monday, May 4, 2015 - 02:16
Unproductive

A weak currency typically does very little to boost the morale of a country. However, some market analysts and commentators swear by its ability to rebalance a challenged economy and drive an export-led recovery. The...

Thursday, April 30, 2015 - 17:59
Avoiding pure rules

The Financial Services Board (FSB) recently opened a discussion on the implementation of the Twin Peaks model of financial regulation. This will see the board become a dedicated market conduct regulator with an...